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Your invoice is an asset. Advance makes it liquid. Bring any unpaid invoice on Robinhood chain and get up to 95% of its value today.

01 Upload the PDF02 Investor funds it03 You are paid today
advance
Invoice INV-2024-0847
Ready to fund
Billed to
Hartwell & Partners LLC
Issued
Feb 12, 2026
DescriptionAmount
Brand campaign - Q1 deliverables$18,000
Motion design - 3 films$5,600
Usage rights - 6 months$1,400
Total due$25,000
Terms
NET 30
Settles
Oct 1
Risk grade
B
Reference
ADV-0847
Advance at 95%
$23,750
today · investor earns +$1,250 on settlement
Investor yield
+$1,250 · 64% APR

Your invoice stops being paper and becomes on-chain collateral - an asset investors can fund today for full value at settlement.

Syncs with

StripeXero

The form your accountant already knows. Fill it in and the protocol does the rest.

The same form every business knows, digitised. Fill the lines and your invoice is ready to submit for funding - totals compute as you type.

Every line is an input: click, type, done.
Subtotal, tax and total update as you fill.
Export the finished invoice to PDF in one click.
Ready when you are

No account needed to try it. The PDF exports exactly what you see.

What businesses do with early funding, and what investors buy.

invoice_0847.pdf
ClientHartwell & Partners
Amount$11,000
TermsNET 30
Details pulled from your PDF

Payroll

Meet payroll without the bank.

Submit the invoice, take the advance, run payroll on time. Your receivable keeps working while your team gets paid today.

Get started

One upload to begin, three steps from paper to funding.

1

Submit

Upload your invoice. The protocol verifies the receivable and records the amount, client, terms, and risk grade on-chain.

2

Get Funded

Investors on the marketplace advance against your invoice. Receive up to 95% of the invoice value the same day.

3

Settle

When your client pays, the full invoice value is released to the investors who funded it. Clean, automatic, on-chain.

TermsYou getInvestor earns
NET 30 cap 95%$9,500+$500 · 5.0%
NET 60 cap 92%$9,200+$800 · 8.7%
NET 90 cap 88%$8,800+$1,200 · 13.6%

$10,000 face value example

There are no plans. You pay the spread, and only when you get funded.

Listing an invoice$0Free to list, free to review
Getting funded4–12%The spread is the entire cost, set by your terms
Platform fee$0No monthly minimums, no origination fees
Signing up$0A wallet is the whole identity

A $10,000 invoice on NET 30 funded at 95% costs you $500 - total. Listing, review, wallet identity and the marketplace are free.

Your questions, answered with clarity

A protocol that turns unpaid invoices into real-world assets on Robinhood chain. Businesses upload their invoice, get verified, and receive up to 95% of the invoice value same day. Investors fund invoices at a discount and collect the full amount at settlement.

No. Connect your wallet and complete your business profile. Add your logo, business name, and a few details so investors can verify who they are funding before they commit.

Review is a manual check that the invoice is real, usually done within 24 hours. After that it is live and investors can fund it immediately.

Your client pays the same amount on the same terms. Only the party doing the waiting changes.

Step into cashflow, with the invoice already yours

Experience the protocol right now. Connect a wallet and see exactly what your next invoice would fund - before you commit to anything.

questions: @advancefi